Protect Your things.
Keep them safe.
When tragedy strikes, make sure you are protected. We have no affiliation or receive kickbacks from Lemonade.
For as little as $10 to $15 a month (Westfield, MA Estimated Rates), you will be protected in case an accident happens.
Plan your future properly with the recommended coverage amounts below:
Personal Property $10,000
Protects your belongings.
01
Portable Electronics $1,500
Covers your electronics.
02
Personal Liability $1,000,000
required
This makes sure you are protected.
03
Loss of Use $12,000
If you have to leave your home during a tragic event, this will cover those expenses.
04
Interested Party
required
Add us to your policy so we get notified
05
Tenant Water Damage $1,000,000
required
Water damage happens. This will cover you.
06
Deductible $250
keeps your deductible low.
07
FAQs
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Renter’s Insurance is a policy that provides financial protection for a renter’s belongings and liability in the case of property damage or personal injury claims.
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You, the tenant, are liable for any damages or loss.
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You may scour the internet but we have found Lemonade to be the best deal on the market.
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Choose a method
App or software: Many insurance companies offer free apps for creating inventories.
Spreadsheet: Simple and easy—you can list everything in Excel or Google Sheets.
Notebook: Old-school, but still works if you keep it safe.
Go room by room
Start in one room and list all your belongings.
Don’t forget closets, drawers, storage bins, and under the bed.
Write down key details
For each item, include:Item name (ex: "Samsung TV")
Make/model/serial number if available
Purchase date and price (estimate if you don’t remember)
Where you bought it
Take photos or videos
Walk through your home with your phone and film everything.
Snap photos of receipts or product labels.
Save receipts (if possible)
Keep digital copies (scan or photo) of big purchases like electronics, jewelry, or furniture.
Estimate value of collections
For books, DVDs, clothes, or other collections, you don’t have to list every single piece—group them together with an estimated value.
Back it up
Store your inventory in the cloud (Google Drive, Dropbox, iCloud) or email a copy to yourself so you don’t lose it.